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NC Electives (2025/2026)

Secret Agent: Confidentiality and Disclosure


Description
Are you an agent with secrets? Does your listed property have a nasty narrative--a suicide? ghost? grave in the back yard? Is there a zoning change in the future? or a hurricane in the property's past? Do you have disclose that a nuclear facility is a 45-minute drive away? Do you wonder what you must keep confidential and what you must disclose?

Learn the answers to these questions in this program.

NCREC Elective course 3895

Course Number: 3895 Name of elective cou...: Secret Agent: Confidentiality and Disclo...

Content
  • Section 1: Introduction and Housekeeping
  • 1.0 Welcome, thank you, and housekeeping
  • 1.2 Introduction: Differences between On-Demand and Traditional Courses
  • 1.3 Video: How to navigate this course
  • 1.4 Course description
  • 1.5 Course objectives and goals
  • 1.6 Rules of engagement
  • 1.6 Your instructor
  • Section 2: MATERIAL FACTS
  • 2.1 First, let's see what you remember
  • 2.2 What do you remember?
  • 2.3 Review your results
  • 2.4 Introduction video: What is a material fact?
  • 2.5 Customer versus client
  • 2.6 Video: The difference between client and customer
  • 2.7 Disclosing agency relationships: an update
  • 2.8 Video: Categories of material facts
  • 2.9 A little review quiz
  • 2.10 Video: Omission and misrepresentation
  • 2. 11 How do consumers view omission or misrepresentation?
  • 2.12 A little quiz omission or misrepresentation
  • 2.13 Video: Buyers accuse their agent
  • 2.14 Background of the Ummel case
  • 2.15 Analysis of the Ummel case
  • 2.16 A few more questions about the Ummel case
  • 2.17 Consider these responses
  • 2.18 A Now a Word from the NCREC about Material Facts
  • 2.19 A little quiz on material facts
  • Section 3: THE PRACTICE OF DISCLOSURE
  • 3.1: Introduction to the practice of disclosure
  • 3.2 Video: Has this broker done his due diligence?
  • 3.3 Duty to discover
  • 3.4 A broker's due diligence and red flags
  • 3.5 Using Google Earth to discover and disclose
  • 3.6 Go to Google Maps or Google Earth
  • 3.7 Discovery: Questions the listing broker should ask
  • 3.8 Common knowledge and material facts
  • 3.9 A little quiz on common knowledge
  • 3.10 Trust but verify
  • 3.11 Discovery: Questions buyer-brokers should ask
  • 3.12 The role of the RPOAD Statement; caveat emptor; trust but verify
  • 3.13 The 2024 RPOADs Form
  • 3.14 Another Word from the Commission
  • 3.15 How NOT to discover or disclose
  • 3.16 What if the broker is the seller-owner?
  • 3.17 Beware of "as is"
  • 3.18 A little review quiz on the practice of disclosure
  • Section 4: construction matters
  • 4.1 Introduction: Construction matters
  • 4.2 Construction matters: Chinese drywall
  • 4.3 Chinese drywall basics
  • 4.4 Hardboard siding
  • 4.5 Hardboard siding: The lawsuit
  • 4.6 Introduction: Manufactured versus modular buildings
  • 47 Differences between modular and manufactured homes
  • 4. 8 Manufactured versus modular: What a broker should know: #1
  • 4.9 Manufactured versus modular: what should a broker know; #2
  • 4.10 Manufactured versus modular: What a broker should know; #3
  • 4.11 Manufactured versus modular: An infographic
  • 4.12 What is PB Piping?
  • 4.13 PB piping
  • 4.14 What does the NCREC say about the disclosure of PB piping?
  • 4.15 Introduction: Pressure-treated lumber
  • 4.16 Optional Video: CCA-treated wood
  • 4.17 Pressure-treated lumber: Is it a material fact?
  • 4.18 Video: Synthetic stucco
  • 4.19 Synthetic stucco: Litigation
  • 4.20 Video: Square footage
  • 4.21 A little review quiz on construction issues
  • Section 5: environmental issues
  • 5.1 Introduction: Environmental Issues
  • 5.2. Go to the EPA website
  • 5.3 Video: Lead-based paint
  • 5.4 What does the LBP rule require?
  • 5.5 Introduction: Radon gas
  • 5.6 Radon: Are levels high in NC?
  • 5.7 Mold basics
  • 5.8 What is meth? and who is Walter White?
  • 5.9 Selling a home where there has been drug activity
  • 5.10 Fracking and mineral rights
  • Section 6: stigmatized properties
  • 6.1 Stigmatized properties
  • Section 7: land use
  • 7.1 Introduction to land use issues
  • 7.2 Video: Zoning and restrictive covenants
  • 7.3 Flood plains
  • 7.4 Flood map research
  • 7.5 Onsite septic systems; straight-piping
  • 7.6 Video: Septic systems
  • 7.7 Subdivision Streets
  • 7.8 Nuclear facilities
  • 7.9 Airports and nuisances
  • 7.10 A little review quiz
  • Section 8: miscellaneous disclosures
  • 8.1 Introduction: Miscellaneous disclosure matters
  • 8.2 Audio: Miscellaneous disclosures
  • Section 9: ethics and disclosure
  • 9.1 Ethical issues and disclosure
  • Section 10: review and summary
  • 10.1 The world's worst listing
  • 10.2 Answer to the World's Worst Listing
  • 10.3 You're almost done!
  • 10.4 Final review.
  • 10.5 Answer Key
  • 10.6 Summary
  • 10.6 End-of-course survey
  • 10.8 Just hit the complete button....
Completion rules
  • All units must be completed
  • Leads to a certificate with a duration: until June 30
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